Bills & subscriptions

Already paid.
Coming next.

The household bills, with a clear sign of what’s settled. Then a steady view of the next seven or thirty days.

Example: of six household bills, Mobile Carrier is paid. Electric Co’s €75.54 payment on 1 September matches its rule, ELECTRIC CO between €60 and €150, so it is paid. Water Utility’s €33.93 payment, CITY WATER 0031, is linked by hand. Each is counted once, so three of six are paid, €134.12 this cycle. Still to pay: Fibre Internet in 8 days, Home Insurance in 3 weeks and Property Tax next April, €502.34 in all.

Alex & Sam’s sample household
  1. Matched by name and amount. Electric Co’s rule looks for ELECTRIC CO between €60 and €150. This month’s €75.54 lands inside, so the bill is paid.
  2. Or link it yourself. Water Utility’s payment doesn’t say so. Pick it from your ledger, for a bill or a subscription, and it counts once.
  3. Know what’s still to pay. Paid bills step aside. What’s left is lined up by when it’s due.
Subscriptions

The ones that creep up.

Kahu notices charges that repeat, keeps every price they have been, and shows what cancelling would free before you decide.

Example: four payments to Audiobook Club on the 12th of June, July, August and September. Kahu detects the recurring charge and asks before tracking it. Tracked, the subscription is €11.99 a month; the August payment shows it was €9.99 before. If you cancel, €11.99 a month and €143.88 a year are back in your hands, and Autopilot goes from €1,678.46 to €1,666.47 a month.

A fictional subscription
  1. It spots what repeats. Four payments to Audiobook Club, a month apart. Kahu asks before it tracks them.
  2. Every price, kept. In August it went from €9.99 to €11.99. Each payment shows what it was.
  3. See what cancelling frees. €11.99 a month, €143.88 a year, back in your hands.

Next: Loans

The loan, and what paying extra changes.